Mike Hardy Workshops
Mike offers a number of in-person or Zoom workshops centered around real estate, lending, and building a brilliant life.
Workshops
Options for Real Estate Brokerages & Financial Planning Offices
1. Mastering Work-Life Balance: A Bulletproof System for Growth, Balance, & Success
Build a foolproof system that accelerates both personal and professional growth (while maintaining your sanity).
*This workshop has been Mike's most popular offering
What You'll Learn:
How to create a powerful morning routine that sets you up for daily wins
Mental health strategies for building resilience in high-pressure situations
Practical tools to start every day with clarity and purpose
The framework for living a non-anxious life while growing your business
2. Commission Protection: "Acres of Diamonds" Strategies for Uncertain Times: Tools for Real Estate Professionals to Uncover, Protect, and Maximize Compensation in a Changing Market
Navigate the new reality where buyer agent commissions aren't guaranteed—and still get paid what you're worth.
What You'll Learn:
Creative financing strategies that protect your compensation
How to secure payment even when sellers aren't offering commissions
Innovative approaches to commission challenges in today's market
Tools to operate with confidence in any transaction
3. Unlocking the Power of Little-Known Mortgage Strategies for Real Estate Planners and 1031 Investors: Maximize Returns, Cash, and Cashflow
Master the game-changing mortgage techniques that investor-focused professionals use to maximize client returns.
What You'll Learn:
Advanced strategies for traditional, reverse, and DST 1031 exchanges
How to significantly enhance your clients' investment outcomes
Techniques to optimize real estate portfolios in competitive markets
The knowledge to become an indispensable partner to investor clients
4. The 4 R's: Essential Loan Programs for Real Estate & Financial Professionals Catering to Sophisticated Clients
See opportunities others miss by mastering four overlooked loan programs that transform your client service.
What You'll Learn:
Four unique loan programs most professionals often overlook
How to serve high-net-worth clients more effectively
Advanced mortgage strategies for both real estate professionals and financial advisors
Tools to help clients efficiently manage debt while growing assets
5. The Economics of Housing: Facts, Not Feelings: Strategic Mortgage and Wealth-Building Tactics
Cut through the noise with data-driven insights on today's housing market and wealth-building opportunities.
What You'll Learn:
Real market analysis, beyond emotions and headlines
A better understanding of the way that economics, supply & demand, and demographics affect the market.
Strategic guidance on buy, sell, or hold decisions for clients
Understanding of how inflation, recessions, and rates impact housing
Creative solutions to overcome affordability challenges
Insight into whether a 2008-style crash is possible soon
About Mike
Mike Hardy is a multifaceted professional, excelling as an Ironman athlete, student pilot, real estate investor, speaker, and nationally ranked top 1% mortgage originator. With ETHOS Lending Mike leads a top-performing team who has helped over 10,000 families secure refinance or purchase mortgages over the past 20 years. His leadership is marked by a unique, holistic perspective on mortgage management, incorporating a true financial planning approach to lending.
Beyond his mortgage expertise, Mike is a seasoned real estate investor with experience in over 100 real estate projects, and a recognized authority on Opportunity Zones. He has shared his insights at prominent national mortgage and real estate conferences, including Keller Williams Family Reunion and Todd Duncan's High Trust Academy, and his expertise has been featured in CBS News, Fortune, Forbes, Yahoo Finance, USA Today, and numerous podcasts.
On the personal front, Mike has been happily married for 27 years and is a proud father of four. He has built a winning formula for the art of work-life balance, allowing for systematic growth in all areas of life without compromise. Mike enjoys mountain climbing, working out, spending time at Big Bear Lake, and, above all, investing in quality time with his children.
Mike's Areas of Expertise
Mortgage & Lending
Opportunity Zone Investing
Leadership & Development
Current Projects
CYRUS
Opportunity Zone Fund
Principal
CYRUS OZ Fund was founded in 2019 with the vision of tackling the daunting housing shortage in Southern California and beyond through the beneficial treatment afforded by OZs.
Taking advantage of the massive tax benefits available through 2017's Tax Cuts and Jobs Act, CYRUS Opportunity Zone Fund helps investors with capital gains defer the taxes due immediately, while also growing the initial investment in a completely tax free manner. To learn more, request the fund pitch deck, or schedule a call with Mike, click below.
ETHOS Lending
Managing Partner
Mike brings his vast leadership capabilities to ETHOS Lending, leading 30 employees that help over 1,000 families each year. His group is in the top 1% of production nationwide.
One of Mike's areas of expertise is in helping Loan Officers break through to a new level of production while maintaining a healthy work-life balance. He also works to educate real estate professionals, investors, and families on the similarities and differences between the 2008 and 2025 real estate markets, and has been interviewed numerous times for this topic.
If you'd like to learn more about Mike's work with ETHOS Lending or how you can join his award-winning team, please click below.
55 Capital
Principal
Mike is the founder and principal of 55 Capital, spearheading 10-20 real estate projects annually, comprising of both short and long term projects.
Over the last 10+ years the fund has executed on over 120 projects, all with positive investor returns.
Mike utilizes his proficiency and experience in the investment world to teach wealth building and investment strategies for real estate and mortgage professionals, and to provide one-on-one business and performance coaching to high level achievers.
If you are interested in requesting to participate in these private deals, please reach out to Mike below.
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